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Thank you very much for offering the free membership. I was disabled in mid-career by disease. I’m now quickly approaching 70 and was recently approved for a Medicaid Waiver so that I’d have a place to live! Assisted living gave me the apartment, but it is taking a big chunk of my SS income. All the money I’d saved for retirement is gone paying for a Medicare Supplemental Insurance that went up to $300/month before I could qualify for Medicaid.

I have 3 Master’s degrees in Biological Science, Ministry and Special Education. I’m not a rare individual in my living facility who were professionals who had to retire early before retirement savings were not even close to being fully funded. You bet I will share your findings amongst others here! I surely wish I could support your research and the publishing of the findings. I pray that you will continue to find those who are able.

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