Daily Intelligence Briefing: Evictions by email, ACA access narrows, hidden market fees rise
Three small rule changes. Two of them most people miss. All three can hit households fast through time, access, and money.
Signal 1 (Free): Texas eviction timelines tighten, notices can come by email
What happened
Texas Senate Bill 38 took effect January 1, 2026 and changes eviction procedure for cases filed on or after that date. It tightens required court timelines after a landlord files, allows the required pre-suit notice to be delivered by electronic communication (including email) if both sides agreed in writing, and adds a sworn “good faith” statement requirement (under penalty of perjury) tied to certain appeal filings.
Code words used
“Streamlined process.” “Modernized service.” “Property owners’ rights.” “Unlawful occupancy.” “Good faith.”
In plain English
If your lease paperwork includes written consent to email delivery, an eviction notice can land in your inbox and your timeline can start running before you realize it. The court side moves faster once the case is filed. And if you try to appeal under certain pathways, the state adds a sworn statement requirement that raises the stakes.
Extraction mechanism
Scope: Time + Access.
This is a timing compression play. Less time to react means fewer tenants reach legal aid, gather documents, or negotiate. “Email delivery” turns your spam filter into part of the process.
Reader counter-move (do this now, 10 minutes)
Open your lease and find the email address the landlord has on file for notices.
If it is wrong or old, send one email today:
“I am updating my contact information for all notices related to my tenancy. Please confirm in writing that you have updated your records.”Create an email rule that flags the landlord or property manager domain as Priority/Important and prevents it from going to spam.
Sources (free preview): Texas SB 38; Texas State Law Library eviction guide; local reporting summaries.
Free preview ends here.
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Signal 2: The Marketplace enrollment gate that quietly removed year-round signups for people up to 150% FPL (and what to do before the Jan 15 deadline if you are at risk).
Signal 3: The “invisible fee drift” story in options trading that is small per trade but scales through volume and low visibility.
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